LIC की इस स्कीम में 45 रुपये जमा करने पर जीवन भर मिलेंगे 36 हजार, सचाई

जब बीमा योजना लेने की बात आती है, तो भारतीय जीवन बीमा निगम (एलआईसी) सबसे अच्छा विकल्प माना जाता है।

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अगर आप किसी पेंशन स्कीम के बारे में सोच रहे हैं तो आप एलआईसी की जीवन उमंग पॉलिसी एक अच्छा Option है.

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इस पॉलिसी के तहत यदि आप 4.5 लाख रुपये के बीमा कवर के लिए 26 साल की उम्र में एलआईसी जीवन उमग पॉलिसी के लिए साइन अप करते हैं,

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तो आपको हर महीने लगभग 1,350 रुपये या प्रति दिन लगभग 45 रुपये का भुगतान करना होगा और बाद में आपको 36000 रुपये पेंशन के रूप में मिलेंगे।

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ऐसे में आपका सालाना प्रीमियम 15,882 रुपये होगा और 30 साल बाद आपका प्रीमियम भुगतान 47,6460 रुपये होगा।

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निवेश के 31वें साल से लेकर 100 साल की उम्र तक हर साल 36,000 रुपये का रिटर्न मिलता रहेगा।

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एलआईसी जीवन उमंग पॉलिसी की मूल बीमा राशि 2 लाख रुपये है। जिसे वे चाहें तो किश्तों में ले सकते हैं।

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यदि पॉलिसीधारक 100 वर्ष या प्रीमियम भुगतान अवधि के अंत तक जीवित रहता है,

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तो पॉलिसी के अस्तित्व में रहने पर प्रत्येक वर्ष मूल बीमा राशि (Basic Sum Assured) के 8% के बराबर सर्वाइवल बेनिफिट का भुगतान किया जाएगा।

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इस plan के बारे में पूरी जानकारी के लिए Read More पर क्लिक करें

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जीवन उमंग पॉलिसी की प्रीमियम शर्तें 15 साल, 20 साल, 25 साल और 30 साल हैं।

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